By Accountable Iowa
November 4, 2026
Remember 1983? John Elway was headed to the NFL. Ronald Reagan was in the White House. Super Mario Bros. was just hitting the scene. And the DeLorean was getting ready to take us Back to the Future.
One thing that hasn’t moved on since then? Iowa’s car insurance requirements.
More than four decades later, cars cost more, repairs cost more, and medical bills cost more. But if someone hits you carrying only the minimum insurance, you could still be left paying for much of the damage yourself.
Watch our new video to see why it’s time for Iowa to leave 1983 in the rearview mirror and finally modernize its car insurance requirements.
With the election behind us and the 2027 legislative session approaching, lawmakers have another chance to get this done. Let’s make sure this isn’t another year we look back on wondering why nothing changed. Until lawmakers update the law, Iowans pay the price.